Business Banking Manager for SMEs in Hong Kong
1 month ago
Company Overview
We are excited to partner with a reputable retail bank in Hong Kong that is expanding its SME and Commercial Banking division. This bank is dedicated to supporting the growth of small and medium-sized enterprises (SMEs) through innovative financial solutions and exceptional service.
Job Description
The Assistant Manager will cultivate and manage client relationships within this vital sector, driving performance towards KPI targets by acquiring new SME accounts and increasing CASA deposit balances.
Key Responsibilities:
- Develop and maintain a robust sales pipeline by leveraging your network to generate leads, while collaborating with branch teams to uncover SME loan opportunities.
- Conduct thorough needs assessments to align the bank's financial products and services with customer requirements, identifying opportunities for up-selling and cross-selling within the SME and Retail Banking sectors.
- Manage the complete loan application process, ensuring a smooth transition from submission through to drawdown.
- Ensure compliance with KYC/CDD protocols for all clients, conducting risk assessments for new customers in accordance with established procedures.
- Prepare credit proposals and conduct ongoing reviews to uphold credit quality, adhering to the bank's policies and guidelines.
- Deliver exceptional service quality to SME Business Banking clients, addressing inquiries professionally to maintain high levels of customer satisfaction.
Requirements
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum of 2 years of experience in business banking, specifically focusing on SME and commercial lending.
- Knowledge in the business of Commercial Account Opening and KYC will be advantageous.
- Strong understanding of banking products and services tailored for SMEs and commercial clients.
- Excellent communication and interpersonal skills, with a proven ability to build and nurture client relationships.
- Qualification in IIQE (Paper 1, 2, 3) will have an advantage.
- Strong analytical skills to assess client needs and provide effective financial solutions.
- Proficiency in both English and Cantonese; Mandarin is a plus.
Salary Range: HKD 50,000 - HKD 70,000 per month
Location: Hong Kong
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