Strategic Unsecured Lending Manager
1 month ago
Make a Real Impact with HSBC
At HSBC, we're committed to helping our customers achieve their financial goals. If you're passionate about crafting innovative lending solutions, we want to hear from you.
Wealth and Personal Banking is a key area of focus for HSBC, providing our customers with borderless banking and world-class wealth management. Our global network and breadth of expertise enable us to support individuals, families, business owners, investors, and entrepreneurs.
Key Responsibilities
- Develop and implement unsecured lending strategies to drive business growth
- Lead initiatives to grow personal loans, loans on cards, and other forms of card lending portfolios
- Analyse market trends and customer needs, and create targeted initiatives to increase engagement and profitability
- Optimize unsecured lending portfolios margins and costs
- Design and launch new solutions to enhance customer borrowing experiences
- Collaborate with payments services providers and card associations to identify new opportunities
- Ensure regulatory compliance and adherence to Group standards
Requirements
- University degree holder, preferably in Business Administration or a related field
- Minimum 3 years of experience in credit cards or personal lending, or other banking products management
- Strong analytical skills and ability to leverage data insights
- Excellent interpersonal and problem-solving skills
- Proven project management experience and analytical mindset
- Ability to work with stakeholders across various functions and disciplines
- Strong understanding of compliance and regulatory requirements
About HSBC
HSBC is a leading global banking and financial services organization. Our purpose is to open up a world of opportunity for individuals, families, businesses, and communities. We offer a range of financial services, including wealth management, retail banking, and corporate and investment banking.
Our values are based on five key principles: customer focus, integrity, teamwork, continuous learning, and simplicity.
We're committed to making a positive impact on the communities we serve. Our employees are passionate about delivering exceptional customer experiences and making a difference in the world.
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