Retail Banking Product Manager for Loan Growth

14 hours ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time
Senior Retail Banking Product Manager, Unsecured Lending Job Description

We are seeking an experienced Senior Retail Banking Product Manager to lead our unsecured lending business and drive growth in personal loan balances, revenue, and market share.

Key Responsibilities:
  • Strategic Planning: Develop and execute product and marketing strategies to increase personal loan penetration, expand the customer base, and cross-sell banking products.
  • Product Development: Lead new product initiatives, including planning, commercialization, and execution throughout the product life cycle.
  • Credit Risk Management: Collaborate with the risk management team to maintain a healthy personal loan portfolio, review underwriting criteria, and develop credit control measures.
  • Pricing Strategy: Review pricing strategies to ensure competitiveness while optimizing risk-adjusted returns on unsecured loan products.
Requirements:
  • Degree: Degree holder in Business Administration, Marketing, Finance, or related disciplines.
  • Experience: At least 8 years' relevant experience in the banking industry, with solid experience in retail lending business preferred.
  • Skills: Strong business mindset, marketing skills, leadership, interpersonal, and people management skills.
Benefits:
  • Competitive $150,000 - $200,000 per annum salary package.
  • Ongoing professional development opportunities.
  • A dynamic and supportive work environment.


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