Senior Retail Approval Manager

3 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Talent Axis Full time
Job Title: Vice President, Retail Approval

At Talent Axis, we are seeking a highly skilled and experienced professional to fill the role of Vice President, Retail Approval. This position is responsible for overseeing the credit risk and service quality control of the credit approval process, ensuring that our retail banking products meet the highest standards of quality and compliance.

Key Responsibilities:
  • Supervise the credit risk management work of the department, conducting comprehensive portfolio reviews to formulate credit policies and ensure that credit evaluations meet regulatory requirements.
  • Review and monitor credit policies, secured and unsecured lending policy guidelines, and procedures to ensure alignment with industry best practices.
  • Oversee the non-performing loan portfolio, ensuring the smooth functioning of credit control, fraud security, and collections activities.
  • Supervise the credit risk management work of the department, conducting comprehensive portfolio reviews to formulate credit policies and ensure that credit evaluations meet regulatory requirements.
  • Develop and implement strategies to improve credit risk management, ensuring that our retail banking products remain competitive in the market.
Requirements:
  • At least 8 years' experience in retail approval and risk compliance requirements.
  • Degree holder in business-related disciplines.
  • Excellent communication and people management skills.
  • Possess strong credit risk management knowledge, familiar with credit analysis, credit and collection operation cycle, and related processes related to retail banking products.
  • Strong business awareness, analytical understanding, risk management, extensive social skills, and problem-solving skills.


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