Strategic Investment Lending Product Lead
1 month ago
We are seeking a Strategic Investment Lending Product Lead to join our team at DBS Bank (Hong Kong) Limited.
About UsAs the leading bank in Asia, DBS Consumer Banking Group is uniquely positioned to help our customers realise their dreams and ambitions. Our financial solutions are designed to meet the evolving needs of our customers at every life stage.
Role Responsibilities- To Enhance Secured Lending Portfolio Performance:
- Manage investment lending products process to align with strategic direction for CBG Hong Kong.
- Achieve investment lending portfolio targets, including loan balance, NII & NIM.
- Monitor and manage investment lending product end-to-end sales process.
- Explore new business opportunities in investment lending product.
- Drive the implementation of best practices in terms of process to facilitate long-term growth within profitable levels of investment lending loan portfolio.
- Provide process support for the execution of marketing campaigns in order to achieve campaign targets.
- To Explore Competitive Edges for Secured Lending Products End-to-End Process:
- Undertake investigative process analysis to understand how marketing, product, risk and operation work together to achieve process efficiency.
- Define, analyse and re-engineer key business processes and procedures for investment lending product in line with frontline feedback.
- Improve current processes and tools across business unit and drive continuous improvement discipline through standard work.
- Ensure the quality and efficiency of the investment lending loan process to improve customer experience.
- Plan and deliver process training to various sales channels.
- To Provide Analytics and MIS Report for Secured Lending Products:
- Keep track of the investment lending loan business performance and provide analytics by MIS report with timeliness of reporting.
- To Ensure a Strong Compliance and Control Mind-set:
- Compile and/or review product process/operation manuals for investment lending product to ensure they are up-to-date and in compliance with regulatory requirements.
Requirements
- A Bachelor degree in Business Administration, Economics, Finance or equivalent.
- At least 10 years experience in investment lending products process analysis/development.
- Candidate with less experience will be considered as AVP.
- Strong interpersonal skills, both verbal and written, and be able to multitask, manage details and execute effective follow through.
- Investment Lending Products industry knowledge is preferred.
- Experience with MS office software applications, database query tools and good analytical skills required.
Estimated Salary Range: HKD 1,200,000 - HKD 1,500,000 per annum.
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