Insurance Underwriter, Credit Enhancement
5 hours ago
This role is part of QBE MI Asia, an international provider of credit enhancement products that promote homeownership and facilitate mortgage transactions in the capital markets.
About the Role:- Performs required underwriting procedures for mortgage loans, ensuring compliance with established credit criteria guidelines.
- Assesses exceptions and responds accordingly to guarantee seamless loan origination processes.
- Obtains and processes information related to loan origination, maintaining accurate records.
- Maintains and updates credit and underwriting policies to ensure alignment with business objectives.
- Conducts periodic loan audits to verify adherence to program guidelines.
- Monitors regional economic developments to inform business and credit decisions.
- Compiles and accurately reports financial data as necessary, providing valuable insights.
- Provides exceptional customer service support to the Managing Director.
- Commercial Acumen: Ability to analyze market trends and make informed decisions.
- Communication: Strong written and verbal skills to effectively collaborate with stakeholders.
- Critical Thinking: Applies logical reasoning to resolve complex issues.
- Customer Service: Delivers outstanding support to internal customers.
- Customer Value Management: Identifies opportunities to enhance customer satisfaction.
- Decision Making: Exercises sound judgment to drive business results.
- Insurance Underwriting: Expertise in assessing risk and determining policy terms.
- Intentional Collaboration: Works collaboratively across functions to achieve common goals.
- Managing Performance: Monitors progress and adjusts strategies to optimize outcomes.
- Mortgage Lending: Knowledge of lending regulations and practices.
- Negotiation: Effectively navigates conflicts and achieves mutually beneficial resolutions.
- Policy Management: Develops and implements policies to support business objectives.
- Portfolio Management: Oversees loan portfolios to ensure optimal performance.
- Risk Management: Identifies and mitigates risks to protect the organization's assets.
- Stakeholder Management: Builds strong relationships with internal and external stakeholders.
- Degree holder with experience in loan underwriting.
- Prior knowledge of the Mortgage Insurance Program (MIP) is advantageous.
- Strong analytical skills and excellent communication abilities are essential.
- Excellent command of both written and spoken English is required.
$HKD 60,000 - HKD 80,000 per annum, plus a comprehensive benefits package including flexible working options, work-from-home policy, paternity leave matching with maternity leave, well-being programs, pensions, medical benefits, access to online learning, additional days off, study leave, marriage leave, and internal appreciation program.
Location:HKG - Quarry Bay
Job Type:Full-time
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