Retail Credit Portfolio Analyst

11 hours ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time
Job Description

As a Retail Credit Portfolio Analyst at Bank Of China (Hong Kong) Limited, you will be responsible for developing and preparing retail credit portfolio management reports on a regular basis to facilitate asset quality monitoring and reporting in response to credit policy formulation, business strategy, market environment, the Bank's standards, and regulatory guidelines.

Key Responsibilities
  • Credit Data Analysis: Perform in-depth analysis of credit data to identify potential credit risks and provide recommendations on appropriate risk mitigation measures.
  • Report Development: Design, develop, enhance, and maintain MIS data infrastructure for the portfolio of retail credit products to enrich credit reporting and analysis.
  • Credit Policy Formulation: Provide analytical support for formulating, reviewing, and enhancing credit policies as needed.
  • Report Enhancement: Continuously improve regular credit reports to streamline, centralize, and manage reporting data efficiently.
Requirements
  • University degree holder, preferably in business management, economics, statistics, data science, or related fields.
  • Minimum 2 years' experience in credit risk management, MIS/analytics functions in consumer lending businesses within financial institutions/banks.
  • Sound knowledge of the retail credit industry.
  • Excellent analytical skills, detail-minded, and proficient in using SAS, Microsoft Excel (VBA), and SQL.
  • Good communication and interpersonal skills.
  • Proficient in both spoken and written English and Chinese, including Putonghua.

Candidates with more experience may be considered for the role of Credit Risk Manager (Analytics/Credit Monitoring).



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