Chief Retail Credit Risk Manager
7 hours ago
Company Overview
Talent Axis is a leading company in the retail banking industry, committed to providing exceptional services to our customers.
Job Description
- We are seeking a highly skilled and experienced Chief Retail Credit Risk Manager to join our team.
Key Responsibilities:
- Supervise and manage the credit risk management function to ensure effective control of credit approval processes.
- Review and develop credit policies, guidelines, and procedures to ensure compliance with regulatory requirements.
- Monitor and analyze credit portfolios to identify potential risks and develop strategies to mitigate them.
- Oversee the non-performing loan portfolio to ensure smooth functioning of credit control, fraud security, and collections activities.
- Supervise the credit risk management work of the department, conduct comprehensive portfolio reviews, and ensure that standards and quality of credit evaluations meet bank's credit policies and regulatory requirements.
Requirements:
- At least 8 years' experience in retail approval and risk compliance requirements.
- Degree holder in business-related disciplines.
- Excellent communication and people management skills.
- Possess strong credit risk management knowledge, familiar with credit analysis, credit, and collection operation cycles, and related processes related to retail banking products.
- Strong business awareness, analytical understanding, risk management, extensive social skills, and problem-solving skills.
What We Offer:
- A competitive salary package.
- A dynamic and challenging work environment.
- Opportunities for professional growth and development.
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