Chief Retail Credit Risk Manager

7 hours ago


Hong Kong, Central and Western District, Hong Kong SAR China Talent Axis Full time

Company Overview

Talent Axis is a leading company in the retail banking industry, committed to providing exceptional services to our customers.

Job Description

  • We are seeking a highly skilled and experienced Chief Retail Credit Risk Manager to join our team.

Key Responsibilities:

  • Supervise and manage the credit risk management function to ensure effective control of credit approval processes.
  • Review and develop credit policies, guidelines, and procedures to ensure compliance with regulatory requirements.
  • Monitor and analyze credit portfolios to identify potential risks and develop strategies to mitigate them.
  • Oversee the non-performing loan portfolio to ensure smooth functioning of credit control, fraud security, and collections activities.
  • Supervise the credit risk management work of the department, conduct comprehensive portfolio reviews, and ensure that standards and quality of credit evaluations meet bank's credit policies and regulatory requirements.

Requirements:

  • At least 8 years' experience in retail approval and risk compliance requirements.
  • Degree holder in business-related disciplines.
  • Excellent communication and people management skills.
  • Possess strong credit risk management knowledge, familiar with credit analysis, credit, and collection operation cycles, and related processes related to retail banking products.
  • Strong business awareness, analytical understanding, risk management, extensive social skills, and problem-solving skills.

What We Offer:

  • A competitive salary package.
  • A dynamic and challenging work environment.
  • Opportunities for professional growth and development.


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