Credit Risk Management Specialist
3 weeks ago
Overview
We are seeking a highly skilled Credit Risk Management Specialist to join our team at Global Executive Consultants Ltd.
This role will involve analyzing credit information, approving credit applications, and working with relationship managers to mitigate credit risks.
About the Role
The successful candidate will have 7 years of experience in credit assessment, analysis, and approval, with a strong background in commercial banking. They will also possess excellent analytical, problem-solving skills, and be able to work effectively under pressure.
Key Responsibilities
- Analyze all types of credit information for credit analysis, appraisals, and assessment of credit applications for commercial lending
- Approve credit applications and recommend commercial credit proposals within assigned lending authority
- Work with relationship managers to provide recommendations to address and/or mitigate credit risks
- Review and ensure terms and conditions adhere to credit policy, existing bank's credit control standards, credit policy guidelines, delegated limits, and regulatory requirements in Commercial Banking
- Recommend solutions to business teams in terms of facility structure, balancing of risk and return, as well as to maximize protection to the Bank
Requirements
- University graduate
- 7 years' experience in credit assessment/credit analysis/credit approval with commercial banking
- Skills in financial analysis and credit risk analysis on commercial accounts of Hong Kong, PRC, and multi-national clients with coverage in trade finance, mortgage, and property investment/development financing and FX products etc.
- Strong analytical, problem-solving skills, and able to manage confrontational issues
- Able to exercise judgment, work under great pressure, and liaise effectively with various business units and supporting units
- Excellent command of spoken and written Chinese and English, including Cantonese and Putonghua
- Candidates with commercial banking relationship management experience will be considered
What We Offer
We offer a competitive salary range of HK$55K - HK$70K, reflecting the importance of this role in ensuring the success of our clients.
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