Chief Credit Officer

11 hours ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time

About Dah Sing Financial Group

We are a leading financial services group in Hong Kong, offering banking, insurance, and financial services through our extensive network of branches.

Our core values include caring, teamwork, and progressiveness. We recognize the unique talents and abilities of each individual and strive to create an environment that fosters growth and development.

Job Purpose:

To oversee the review, analysis, and approval of credit applications; ensure compliance with credit policies and guidelines; and identify potential problem loan situations.

Main Responsibilities:

  • Approve credit applications within delegated lending authority
  • Analyze and review credit applications beyond delegated authority for higher-level decision-making
  • Monitor compliance with credit policies and guidelines
  • Approve credit excesses and irregularities within delegated lending authority
  • Identify potential problem loan situations and work with relationship managers to take early remedial actions, including loan restructuring
  • Assist in formulating and reviewing credit policies and guidelines
  • Take up credit-related projects

Incumbent Requirements:

  • University degree or above in a related field such as banking, business administration, finance, economics, or accountancy
  • Minimum 8 years' experience in commercial banking, with a focus on credit risk management
  • Professional qualifications such as Certified Banker (CB) or ECF on Credit Risk Management (CRM) are preferred
  • Knowledge of commercial banking products, including trade finance
  • Knowledge of relevant regulatory requirements
  • Good analytical, communication, and interpersonal skills

Candidate Profile:

We seek a highly skilled and experienced professional who can lead our credit risk management team and drive business growth while ensuring compliance with regulatory requirements.



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