Chief Credit Officer, Financial Services

1 month ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time
About Dah Sing Group
As a leading financial services group in Hong Kong, Macau and Mainland China, we offer a wide range of banking, insurance, and other financial services through our extensive network of over 70 branches. Our core values are centered around caring, teamwork, and progressiveness.
We foster an inclusive environment where every individual is valued for their unique strengths and talents. Our goal is to create a workplace culture that encourages growth, innovation, and pride in achieving exceptional results.

**Job Purpose:**
To review, analyze, and support the approval of credit applications, ensuring compliance with established policies and guidelines. This role requires effective decision-making skills, strong analytical abilities, and excellent communication skills.

**Key Responsibilities:**

• Evaluate credit applications within designated lending authority

• Conduct thorough reviews of complex credit applications beyond delegated authority to inform higher-level decision-making

• Monitor adherence to credit policies and guidelines, identifying areas for improvement and implementing necessary adjustments

• Approve credit excesses and irregularities within approved lending limits

• Identify potential problem loan situations and collaborate with relationship managers to implement early remedial actions, including loan restructuring as needed

• Contribute to the development and review of credit policies and guidelines to ensure they remain relevant and effective

• Participate in credit-related projects, driving initiatives that enhance business performance and minimize risk

**Requirements:**

• Bachelor's degree or higher in a relevant field such as banking, finance, economics, or accountancy

• Minimum 8 years of experience in commercial banking, with a focus on credit analysis and management

• Strong knowledge of commercial banking products, including trade finance

• Familiarity with regulatory requirements and industry standards

• Excellent analytical, communication, and interpersonal skills

• Ability to work effectively in a fast-paced environment, prioritizing tasks and managing multiple projects simultaneously

Estimated Salary: HK$80,000 - HK$120,000 per annum

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