Financial Credit Specialist

3 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time
About Dah Sing Financial Group

The Dah Sing Financial Group is a leading financial services provider in Hong Kong, offering banking, insurance, and financial services through its extensive network of over 70 branches across Hong Kong, Macau, and Mainland China. Our core values are centered around caring, teamwork, and progressiveness, creating an environment where individuals can thrive and grow professionally.

Job Purpose

The primary objective of this role is to review, analyze, and support the approval of credit applications within delegated lending authority. This includes identifying potential problem loan situations and taking early remedial actions, such as loan restructuring, when necessary.

Main Responsibilities
  • Approve credit applications within designated lending limits
  • Analyze and review credit applications exceeding delegated authority for higher-level decision-making
  • Monitor adherence to credit policies and guidelines
  • Authorize credit excesses and irregularities within designated lending authority
  • Collaborate with relationship managers to resolve loan issues and implement restructuring measures when needed
  • Contribute to the development and review of credit policies and guidelines
  • Pursue credit-related projects and initiatives
Requirements
  • Bachelor's degree or higher in a relevant field, such as Banking, Business Administration, Finance, Economics, or Accountancy
  • A minimum of 8 years' experience in commercial banking, preferably with expertise in credit risk management
  • Professional certifications like Certified Banker (CB) or ECF in Credit Risk Management (CRM) are highly valued
  • Familiarity with commercial banking products, including trade finance
  • Knowledge of regulatory requirements and industry standards
  • Excellent analytical, communication, and interpersonal skills
Salary and Benefits

We offer a competitive salary range of HKD $120,000 - $180,000 per annum, commensurate with experience and qualifications. Additional benefits include comprehensive health insurance, retirement plans, and opportunities for professional growth and development within the Dah Sing Financial Group.



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