Credit Approval Strategist

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time
Job Overview

We are seeking a seasoned Credit Approval Strategist to join our team at Dah Sing Financial Group.

Job Responsibilities
  • Credit Application Review and Approval: Analyze and approve credit applications within delegated lending authority, ensuring compliance with credit policies and guidelines.
  • Enhanced Credit Analysis: Conduct in-depth analysis of credit applications beyond delegated authority for higher-level decision making.
  • Regulatory Compliance: Monitor adherence to relevant regulatory requirements and industry standards.
  • Credit Excess and Irregularity Management: Approve credit excesses and irregularities within delegated authority, while identifying potential problem loan situations.
  • Loan Restructuring and Remediation: Collaborate with relationship managers to take early remedial actions, including loan/credit restructuring, as necessary.
  • Credit Policy Development: Assist in formulating and reviewing credit policies and guidelines to ensure alignment with business objectives.
  • Special Projects: Take on credit-related projects to drive business growth and improvement.
Requirements
  • Educational Background: University degree or above in Banking, Business Administration, Finance, Economics, Accountancy, or related field.
  • Professional Experience: Minimum 8 years of credit experience in commercial banking, with knowledge of commercial banking products, including trade finance.
  • Knowledge and Skills: Proficiency in accounting principles, financial statements analysis, and relevant regulatory requirements. Excellent analytical, communication, and interpersonal skills.
Compensation and Benefits

The estimated salary range for this position is HKD 600,000 - 800,000 per annum, commensurate with experience. We offer a comprehensive benefits package, including medical, dental, and vision insurance, retirement savings plan, and paid time off.

About Us

Dah Sing Financial Group is a leading financial institution dedicated to delivering exceptional service and innovative solutions to our customers. As a member of our team, you will have the opportunity to work with a talented and dynamic group of professionals who share a passion for excellence and customer satisfaction.



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