Credit Approval Lead

1 month ago


Hong Kong, Central and Western District, Hong Kong SAR China Fusion Bank Limited Full time
About the Role

Fusion Bank Limited is seeking a highly skilled Credit Approval Lead to join our team in Hong Kong. This exciting opportunity will allow you to utilize your expertise in credit approval and review of corporate banking products.

Key Responsibilities
  • Daily Drawdown and Renewal Approvals: Review and approve daily drawdown and renewal applications for clients, ensuring adherence to credit standards and regulatory policies.
  • Credit Standards and Control Process: Maintain and enforce credit standards and control processes, guaranteeing compliance with HKMA and HKAB regulations.
  • Credit Proposal Assessments: Evaluate and approve credit proposals for new applications, routine credit renewals, and amendments, collaborating closely with the Credit Risk team.
  • Borrowing Account Monitoring: Work with the Credit Risk team to monitor and review limit excesses for borrowing accounts, ensuring effective risk management.
Requirements

To succeed in this role, you will require:

  • A Bachelor's degree or above in Finance, Accounting, Economics, or a related field.
  • 5-8 years' experience in credit approval and review of corporate banking products, with strong knowledge of relevant regulations and compliance requirements.
  • Excellent understanding of HKMA and HKAB regulatory requirements.
  • Proficiency in both verbal and written English and Chinese (including Mandarin).
  • Strong analytical and detail-oriented skills, with the ability to work independently and as part of a team.
  • A positive attitude and self-motivation, with a willingness to learn and grow with the company.
Compensation Package

The estimated annual salary for this position is around HKD 650,000-HKD 900,000, depending on qualifications and experience. In addition to a competitive salary, we offer a comprehensive benefits package, including medical insurance, retirement plans, and opportunities for professional growth and development.


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