Senior Credit Approval Specialist

15 hours ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time

**Job Overview:**

Dah Sing Financial Group is a leading financial institution seeking a Senior Credit Approval Specialist to join our team.

**Key Responsibilities:**

  • Review and analyze credit applications to ensure they align with our lending policies and guidelines.
  • Approve credit applications within delegated authority, while escalating complex cases to higher authorities for decision-making.
  • Maintain compliance with regulatory requirements and internal credit policies.
  • Identify potential problem loans and work with relationship managers to implement early remedial actions, including loan restructuring as needed.
  • Assist in developing and reviewing credit policies and guidelines to ensure alignment with industry best practices.
  • Take on credit-related projects to drive business growth and improve operational efficiency.

**Requirements:**

  • A university degree or higher in a relevant field such as Banking, Business Administration, Finance, Economics, or Accountancy.
  • A minimum of 8 years of experience in commercial banking, with expertise in credit analysis and risk management.
  • In-depth knowledge of commercial banking products, including trade finance.
  • Familiarity with relevant regulatory requirements and industry standards.
  • Strong analytical, communication, and interpersonal skills.
  • Candidates with less experience may be considered for the Manager role.

**What We Offer:**

Dah Sing Financial Group offers a dynamic work environment, opportunities for career growth, and a competitive compensation package. Only shortlisted candidates will be notified.



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