Senior Credit Approval Specialist
15 hours ago
**Job Overview:**
Dah Sing Financial Group is a leading financial institution seeking a Senior Credit Approval Specialist to join our team.
**Key Responsibilities:**
- Review and analyze credit applications to ensure they align with our lending policies and guidelines.
- Approve credit applications within delegated authority, while escalating complex cases to higher authorities for decision-making.
- Maintain compliance with regulatory requirements and internal credit policies.
- Identify potential problem loans and work with relationship managers to implement early remedial actions, including loan restructuring as needed.
- Assist in developing and reviewing credit policies and guidelines to ensure alignment with industry best practices.
- Take on credit-related projects to drive business growth and improve operational efficiency.
**Requirements:**
- A university degree or higher in a relevant field such as Banking, Business Administration, Finance, Economics, or Accountancy.
- A minimum of 8 years of experience in commercial banking, with expertise in credit analysis and risk management.
- In-depth knowledge of commercial banking products, including trade finance.
- Familiarity with relevant regulatory requirements and industry standards.
- Strong analytical, communication, and interpersonal skills.
- Candidates with less experience may be considered for the Manager role.
**What We Offer:**
Dah Sing Financial Group offers a dynamic work environment, opportunities for career growth, and a competitive compensation package. Only shortlisted candidates will be notified.
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