Risk Management Lead
1 week ago
Dah Sing Financial Group is seeking a seasoned Risk Management Lead to oversee credit approval processes and ensure alignment with regulatory requirements.
About the RoleThis pivotal position demands expertise in credit analysis, risk assessment, and decision-making. As a trusted advisor, you will collaborate with relationship managers to review credit applications, identify potential risks, and propose mitigating strategies.
Key Responsibilities:- Credit Application Review: Conduct thorough analyses of credit applications, considering factors like creditworthiness, financial stability, and industry trends.
- Risk Assessment: Evaluate the likelihood and potential impact of adverse events on loan portfolios.
- Decision-Making: Make informed decisions regarding credit approvals, excesses, and irregularities, staying within delegated authority limits.
- Collaboration: Work closely with relationship managers to develop and implement effective credit risk management strategies.
- Policy Development: Contribute to the formulation and review of credit policies and guidelines, ensuring they remain relevant and compliant.
- Educational Background: University degree or higher in a related field, such as Banking, Business Administration, Finance, Economics, or Accountancy.
- Experience: Minimum 8 years of experience in commercial banking, with a strong focus on credit analysis and risk management.
- Skills: Proficiency in commercial banking products, including trade finance, as well as knowledge of relevant regulatory requirements and accounting principles.
- Personal Qualities: Excellent analytical, communication, and interpersonal skills, with the ability to work effectively in a fast-paced environment.
A competitive salary range estimated at HKD $550,000 - HKD $750,000 per annum, depending on qualifications and experience, reflects the importance we place on this role within our organization.
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