Risk Management Lead

1 week ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time
Job Overview

Dah Sing Financial Group is seeking a seasoned Risk Management Lead to oversee credit approval processes and ensure alignment with regulatory requirements.

About the Role

This pivotal position demands expertise in credit analysis, risk assessment, and decision-making. As a trusted advisor, you will collaborate with relationship managers to review credit applications, identify potential risks, and propose mitigating strategies.

Key Responsibilities:
  • Credit Application Review: Conduct thorough analyses of credit applications, considering factors like creditworthiness, financial stability, and industry trends.
  • Risk Assessment: Evaluate the likelihood and potential impact of adverse events on loan portfolios.
  • Decision-Making: Make informed decisions regarding credit approvals, excesses, and irregularities, staying within delegated authority limits.
  • Collaboration: Work closely with relationship managers to develop and implement effective credit risk management strategies.
  • Policy Development: Contribute to the formulation and review of credit policies and guidelines, ensuring they remain relevant and compliant.
Requirements:
  • Educational Background: University degree or higher in a related field, such as Banking, Business Administration, Finance, Economics, or Accountancy.
  • Experience: Minimum 8 years of experience in commercial banking, with a strong focus on credit analysis and risk management.
  • Skills: Proficiency in commercial banking products, including trade finance, as well as knowledge of relevant regulatory requirements and accounting principles.
  • Personal Qualities: Excellent analytical, communication, and interpersonal skills, with the ability to work effectively in a fast-paced environment.
What We Offer:

A competitive salary range estimated at HKD $550,000 - HKD $750,000 per annum, depending on qualifications and experience, reflects the importance we place on this role within our organization.



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