Risk Management Leader, Retail Credit
2 weeks ago
Job Summary
We are seeking a seasoned Risk Management Leader to oversee credit review and approval processes for our Retail Banking division. This role is critical in developing and refining associated credit strategies, manuals, and processes.
Key Responsibilities
- Conduct regular reviews and approvals of SME loan applications, ensuring alignment with established credit policies and guidelines.
- Develop and refine the relevant credit policy manual, processes, and standards, maintaining compliance with regulatory requirements.
- Lead the creation of data-driven credit assessment strategies, methodologies, and tools, enhancing credit management efficiency.
- Support credit product development projects and other related initiatives, fostering collaboration across departments.
- Provide actionable feedback to improve the overall credit management cycle, driving business growth and minimizing risk.
Requirements
- 5-7 years of experience in credit approval and/or credit analytics and policy in banking industry.
- Comprehensive knowledge of the Hong Kong SME loan market and associated regulatory requirements.
- University degree holder, preferably in finance, economics, or a related field.
- Proficient in both written and spoken English and Chinese (Cantonese and Mandarin).
Benefits
- Competitive salary: HKD 800,000 - HKD 1,200,000 per annum, depending on experience.
- Opportunities for professional development and career growth within a dynamic and innovative organization.
- Friendly, collaborative, and inclusive work environment.
- Attractive benefits package, including medical insurance and retirement plans.
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