Strategic Credit Analytics Leader
1 day ago
About the Role:
Chong Hing Bank Limited is seeking a seasoned credit analytics expert to lead our strategic initiatives in credit risk management.
Job Summary:
The Strategic Credit Analytics Leader will be responsible for developing, validating, and maintaining credit rating models for measuring and managing credit risk in our portfolio. This role requires strong technical expertise in credit risk modelling and analytics, as well as excellent communication and presentation skills to liaise with various units and stakeholders.
Main Responsibilities:
- Credit Risk Modelling: Develop, validate, and maintain credit rating models to measure and manage credit risk in our portfolio.
- Liaison and Collaboration: Liaise with different units to formulate credit MIS processes, data management projects, and implement new initiatives such as IFRS9, BELR, SA-CCR, and climate risk management.
- Stress Testing and Capital Estimation: Establish and carry out credit risk stress tests and capital estimation for ICAAP, SDST, and climate risk stress testing.
- Basel III Reform Activities: Support the implementation of Basel III reform activities.
- Innovative Projects: Contribute to innovative projects and work with different stakeholders for workflow streamlining and automation to enhance the Bank's risk control capabilities.
- Compliance-Related Projects: Participate in compliance-related projects and enhance existing workflow according to regulatory requirements.
- Credit Portfolio Reporting: Manage the credit portfolio reporting and the associated MIS.
Requirements:
To be successful in this role, you should have:
- Education: A Bachelor's Degree in Risk Management, Statistics, Quantitative Finance, or related disciplines.
- Qualifications: Holder of ECF_CRM and ECF_GSF qualifications is preferred.
- Experience: 8 to 10 years' experience in credit risk management in banking, with exposure in credit risk modelling and analytics.
- Skills and Knowledge: Good knowledge of IFRS9, BELR, SA-CCR, SDST, ICAAP, Climate Risk Stress Testing, and familiarity with credit-related product knowledge. Sound knowledge in statistical analysis and familiarity with programming in SAS, Excel VBA, SQL.
- Soft Skills: Good communication, presentation, and analytical skills.
What We Offer:
We offer a competitive remuneration package and promising career opportunities to successful candidates. The estimated salary range for this role is HK$1,200,000 - HK$1,500,000 per annum, depending on experience and qualifications. If you are a motivated and experienced professional looking to take your career to the next level, please apply now.
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