Mortgage Loan Underwriting Specialist
9 hours ago
This position is part of QBE MI Asia, a leading international provider of credit enhancement products that promote homeownership and facilitate mortgage transactions in the capital markets.
About the Role:- Responsible for performing underwriting procedures for mortgage loans, ensuring adherence to established credit criteria guidelines.
- Reviews loan applications and assesses exceptions to guarantee smooth loan origination processes.
- Gathers and processes information related to loan origination, maintaining accurate records.
- Develops and updates credit and underwriting policies to ensure alignment with business objectives.
- Conducts regular loan audits to verify adherence to program guidelines.
- Monitors regional economic developments to inform business and credit decisions.
- Compiles and reports financial data as necessary, providing valuable insights to stakeholders.
- Provides exceptional customer service support to the Managing Director.
- Commercial Acumen: Analyzes market trends to make informed decisions.
- Communication: Possesses strong written and verbal skills to effectively collaborate with stakeholders.
- Critical Thinking: Applies logical reasoning to resolve complex issues.
- Customer Service: Delivers outstanding support to internal customers.
- Customer Value Management: Identifies opportunities to enhance customer satisfaction.
- Decision Making: Exercises sound judgment to drive business results.
- Insurance Underwriting: Expertise in assessing risk and determining policy terms.
- Intentional Collaboration: Works collaboratively across functions to achieve common goals.
- Managing Performance: Monitors progress and adjusts strategies to optimize outcomes.
- Mortgage Lending: Knowledge of lending regulations and practices.
- Negotiation: Effectively navigates conflicts and achieves mutually beneficial resolutions.
- Policy Management: Develops and implements policies to support business objectives.
- Portfolio Management: Oversees loan portfolios to ensure optimal performance.
- Risk Management: Identifies and mitigates risks to protect the organization's assets.
- Stakeholder Management: Builds strong relationships with internal and external stakeholders.
- Degree holder with experience in loan underwriting.
- Prior knowledge of the Mortgage Insurance Program (MIP) is advantageous.
- Strong analytical skills and excellent communication abilities are essential.
- Excellent command of both written and spoken English is required.
A comprehensive benefits package including flexible working options, work-from-home policy, paternity leave matching with maternity leave, well-being programs, pensions, medical benefits, access to online learning, additional days off, study leave, marriage leave, and internal appreciation program.
Location:HKG - Quarry Bay
Job Type:Full-time
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