Relationship Manager SME Banking
1 month ago
Business Function
DBS Bank's Corporate and Investment Banking division provides comprehensive commercial banking services to corporate customers, including cash management, current accounts, time deposits, trade finance, working capital finance, term loans, and foreign exchange. Our team cultivates long-standing relationships with customers in the region based on account relationship management, service differentiation, product development, and rigorous credit standards.
Key Responsibilities:
- Identify potential business opportunities from new and existing customers.
- Structure credit facilities to meet customer requirements while protecting the bank's interest.
- Negotiate pricing arrangements with customers.
- Monitor account performance to ensure optimal utilization of facilities and control overdue situations.
- Provide prompt and courteous responses to customer inquiries regarding banking operations.
- Liaise with other departments to resolve customer issues.
- Stay up-to-date with market information in the banking industry and contribute to the development of new products.
- Comply with regulatory requirements, bank policies, lending guidelines, and procedures.
- Perform regulated activities, including type 1 and 4 specified under the Securities and Futures Ordinance (SFO).
- Comply with registered capacity and conditions imposed by the HKMA and other regulatory bodies, including the Code of Conduct for Persons Licensed by or Registered with the SFC.
Requirements:
- Preferably a degree holder in Business Administration, Marketing, or Economics.
- Strong credit evaluation skills.
- Excellent communication skills in both spoken and written English and Putonghua.
- Strong interpersonal and negotiation skills.
- PRC cross-border business experience.
- Good teamwork spirit.
- Registration as a Registered Person (RI) with passes in HKSI Licensing Examination Papers 1, 7, and 8, or equivalent.
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