SME Banking Relationship Manager Lead

2 days ago


Hong Kong, Central and Western District, Hong Kong SAR China DBS Bank Full time
Job Summary

This is a challenging role for a seasoned professional to lead and manage a team of Relationship Managers in growing the SME business, setting sales targets, and providing training and guidance to achieve defined goals.

About the Role

The ideal candidate will have experience in cross-selling and upselling a full range of appropriate SME banking solutions, timely submitting credit reviews, CDD reviews, and various reports with adequate supporting documents. Strong interpersonal and negotiation skills are essential, as well as good credit evaluation skills and effective communication in both spoken and written English and Putonghua.

Responsibilities
  1. Lead a team of Relationship Managers to grow the SME business, set sales targets, and provide training and guidance to achieve defined goals.
  2. Manage existing SME customers' portfolios by extending suitable banking solutions and defending against portfolio risks.
  3. Work towards target goals set in KPI by defending existing customer portfolios and reactivating sleeping customers.
  4. Cross-sell and upsell a full range of appropriate SME banking solutions according to customer needs.
  5. Timely submit credit reviews, CDD reviews, and various reports with adequate supporting documents.
  6. Conduct ongoing KYC/KYB of existing corporate customers in strict compliance with internal and external regulations and policies.
  7. Maintain a good quality loan and deposit portfolio by proper monitoring on account performance and business viability of customers.
  8. Protect bank information and assets under authorized and authenticated usage.
  9. Comply with highest regulatory conduct, and compliance standards and practices as defined by internal and external requirements.
Requirements
  1. Preferably degree holder in Business Administration, Marketing or Economics.
  2. Good credit evaluation skill.
  3. Strong interpersonal and negotiation skills.
  4. Good teamwork spirit.
  5. Must be registered RI (Regulated Activities: Type 1 & 4) with passes in HKSI Licensing Examination Papers 1, 7 & 8.
Compensation and Benefits

This role offers a competitive salary of HKD$500,000 - HKD$700,000 per annum, commensurate with experience, plus additional benefits including medical insurance, annual leave, and opportunities for career growth and development.



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