Retail Banking Product Manager

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time
Job Title: Retail Banking Product Manager - Loan Portfolio Growth Strategist

In this exciting role, you will have the opportunity to drive personal loan balances and revenue growth for Bank Of China (Hong Kong) Limited.

About the Role:
You will be responsible for devising product and marketing strategies to expand the customer base and deepen personal loan penetration into existing customers. This includes leveraging customer analytics to identify opportunities and developing targeted marketing campaigns.

Main Responsibilities:
  1. Devise and execute product and marketing strategies to drive personal loan balances and revenue growth.
  2. Lead new product and enhancement initiatives, including product planning, commercialization, and execution throughout the product life cycle.
  3. Collaborate with risk management team to maintain a healthy personal loan portfolio, review underwriting criteria, and develop credit control measures.
  4. Review pricing strategies to ensure competitiveness while optimizing risk-adjusted returns on unsecured loan products.
  5. Enhance brand awareness through strategic partnerships and marketing campaigns.

Requirements:
To be successful in this role, you will need:
  1. A degree holder in Business Administration, Marketing, Finance, or related disciplines.
  2. At least 8 years' relevant experience in banking industry, solid experience on retail lending business is preferred.
  3. Strong business mindset and marketing skills.
  4. Strong leadership, interpersonal, and people management skills.
  5. Credit risk management experience is a plus.

Estimated Salary: $100,000 - $150,000 per annum, depending on experience and qualifications.

About Us:
Bank Of China (Hong Kong) Limited is one of the largest banks in Hong Kong, offering a wide range of financial services to individuals and businesses. We are committed to providing excellent service and innovative solutions to our customers.

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