Senior Manager, High Net Worth Underwriting Lead

7 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Prudential plc Full time

**About Prudential**

Prudential is a leading life insurance company dedicated to providing innovative solutions for individuals and businesses. Our mission is to be a trusted partner for every life and protector for every future.

**Job Summary**

We are seeking a highly experienced Senior Manager to lead our High Net Worth Underwriting team. The successful candidate will be responsible for delivering fair and consistent underwriting decisions, driving strong mortality results, and maintaining a client-focused approach.

**Key Responsibilities**

  • Perform timely, accurate, and comprehensive risk assessments on high net worth products and business according to underwriting authority.
  • Lead the high net worth case management process to ensure a smooth end-to-end underwriting experience.
  • Negotiate with reinsurers to secure the best offers for customers during facultative underwriting.
  • Build and maintain proactive, positive, and productive relationships with sales channels, including case managers, to foster client relationships and meet high expectations.
  • Provide high-quality underwriting services with effective communication for different sales channels.
  • Take on ad-hoc projects and collaborate with various parties to streamline, enhance underwriting processes, and guidelines. Update underwriting procedure manuals as required.
  • Participate in high net worth product development, data analysis, report preparation, and other underwriting support functions.
  • Sustain a culture of compliance by supporting thorough and robust client due diligence processes, including clear case documentation and record-keeping.
  • Monitor and control operation performance to ensure compliance with company rules and regulations. Regular audits are expected.
  • Contribute to the team's development as a Centre of Competence in risk selection, providing training and guidance to new team members.

**Requirements**

  • Solid track record in underwriting with a minimum of 10 years of relevant experience in life insurance underwriting, including 3 years in a supervisory role.
  • Minimum 5 years of underwriting experience exclusively in high net worth products, with high net worth authority at USD 10-15 million level preferred.
  • Professional qualification in Life Insurance, including FLMI (Fellow, Life Management Institute).
  • Experience in product development, business administration, and client relationship management.
  • Excellent communication and negotiation skills.
  • University degree in any discipline.
  • Good command of English, Cantonese, and Putonghua.
  • Proficiency in Microsoft Office applications, including Word, Excel, and PowerPoint.


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