Commercial Lending Specialist

5 days ago


Hong Kong, Central and Western District, Hong Kong SAR China OCBC Full time
About the Role
In this critical position, you will be responsible for promoting and soliciting commercial / other business opportunities, implementing business strategies to cultivate and expand commercial accounts, and exercising prudent credit assessment. A key aspect of this role is developing and maintaining a high-performing loan portfolio that meets the needs of our customers.

Responsibilities:
  1. Promote commercial / other business opportunities through effective networking and relationship-building
  2. Implement business strategies to expand commercial accounts and increase revenue
  3. Develop and maintain a quality loan portfolio that aligns with bank's risk appetite
  4. Assess creditworthiness of potential clients and exercise sound judgment in approving loans
  5. Provide training and guidance to branch staff to enhance their skills and knowledge
  6. Cross-sell banking products and services to existing customers

Qualifications:
  • Degree holder with a strong academic background
  • At least 2-5 years of experience in the banking industry, preferably in corporate/SME banking
  • Excellent knowledge of Commercial lending principles and practices
  • Strong communication and interpersonal skills
  • Proficiency in multiple languages, including English, Chinese, and Putonghua


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