Credit Risk Specialist, Lending Operations
1 week ago
About the Role:
The Credit Risk Specialist, Lending Operations will play a critical role in ensuring the integrity of our financial decisions by conducting thorough evaluations of creditworthiness for retail and personal lending applications. This position requires strong analytical skills to identify and mitigate potential risks associated with credit applications.
Key Responsibilities:
- Credit Assessments: Evaluate credit applications to assess the risk level of lending to individual customers.
- Risk Analysis: Conduct thorough analysis of credit reports, assessment of applicant's financial situation, and review of relevant documentation to determine creditworthiness.
- Qualifications: A degree in Business Administration, Finance, Accounting, Economics, or related field (HKQF level 5 equivalent) is required. Relevant experience in banking, preferably in credit approval, is essential.
- Industry Experience: At least 5 years' experience in banking, with 3 years in credit approval, is preferred.
- Product Knowledge: In-depth understanding of personal lending principles, credit products, regulatory requirements, and industry best practices is necessary.
- Teamwork and Skills: Proven ability to work collaboratively as part of a team, possessing excellent analytical, communication, and time management skills.
Candidates with less experience may be considered for Deputy Manager, Personal Credit Approval.
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