Head of Portfolio Management and Payment Expert
4 weeks ago
Hang Seng Bank is committed to excellence in service. Our people are our most valuable asset, driving our efforts to enhance performance for customers and deliver best-in-class products and services. We seek high-calibre talent to offer a dynamic working environment, good career development opportunities, and competitive compensation packages.
Key Responsibilities- Develop robust business plans and pricing strategies to accelerate growth in unsecured lending, domestic and international payment volume, product profitability, risk-adjusted returns, and market share.
- Drive the development of new product features, digital capabilities, sales channels, and innovations to strengthen loan-on-card, personal loans, and payment propositions, and enhance customer experience.
- Steer the design and development of customer-led loan origination and payment journeys and drive digitalization of transactions.
- Devise insight-led acquisition, usage, and retention strategies to grow and sustain relationships with strategic segments throughout the customer lifecycle.
- Collaborate with Risk on credit risk and opportunities management, such as reviewing underwriting criteria, evaluating and balancing risks taken and revenue generated.
- Lead partnership management and maintain collaborative relationships with clients, merchants, and partners within the payment ecosystem.
- Over 15 years of relevant experience in unsecured lending or payments and transactional banking products or similar product and service management within retail banking.
- Experience of product management, organizational leadership, and commercial management of transactional banking products.
- Strong technical knowledge of retail banking products and market/industry review for strategy formulation.
- Demonstrate change leadership and strategic focus with a strong Growth Mindset and passion to champion change and promote innovation.
- Strong customer-centricity focus to deliver market-leading products, services, and experience to targeted customers.
- Highly effective navigation within a complex matrix environment, governance standards, and regulatory context with agile ways of working and strong engagement with different levels of internal and external stakeholders.
- Strong track record in orchestrating and leading strategy development, business planning, and implementations across multiple business and functional stakeholders to successful completion.
- Seasoned people leadership to engage, motivate, and develop a diverse team; drive a strong performance culture with clear aligned direction; build a talent pipeline and business bench strength.
- Strong outcomes focus with adaptability, sound judgment, and business insights in decision-making, and accountability in delivery.
- University degree in Investment, Business Administration, Banking and Finance, or related disciplines.
- Proficiency in both English and Chinese.
If you would like to explore other opportunities at Hang Seng Hong Kong, please visit our website for details.
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