Lead Credit Operations Manager

1 week ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Bank Full time

Job Purpose:

The primary objective of this role is to evaluate, scrutinize, and authorize credit applications; to sanction credit deviations and anomalies; and to engage in credit-related initiatives.

Main Responsibilities:

  • Sanction credit applications within the limits of assigned lending authority
  • Assess and review credit applications that exceed the assigned authority for higher management's decision-making
  • Ensure adherence to credit policies and standards
  • Authorize credit deviations and anomalies within the assigned lending authority
  • Detect potential problematic loan scenarios and, if necessary, collaborate with the relationship manager to implement early corrective measures, including loan/credit restructuring
  • Contribute to the development and assessment of credit policies and standards
  • Engage in credit-related initiatives
Incumbent Requirements:

  • A university degree or higher in Banking, Business Administration, Finance, Economics, Accountancy, or a related field
  • At least 8 years of credit experience in commercial banking
  • Familiarity with commercial banking products, including trade finance
  • Understanding of applicable regulatory standards
  • Strong knowledge of accounting principles and financial statement analysis
  • Excellent analytical, communication, and interpersonal abilities


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