Margin Loan Operations Manager
6 days ago
The successful candidate will be responsible for designing, developing, and optimizing margin loan products that meet market demands and customer expectations. This includes analyzing competitor products and market trends to formulate differentiation strategies, collaborating with technology and data teams to drive product digitization and automation processes, and ensuring compliance with regulatory requirements.
Key Responsibilities:
- Design and develop margin loan products that meet market demands and customer expectations.
- Analyze competitor products and market trends to identify opportunities for differentiation.
- Collaborate with technology and data teams to drive product digitization and automation processes.
Risk Management and Compliance:
- Develop and implement a risk management framework for margin loan products, including collateral management, loan limit control, and risk pricing.
- Ensure compliance with Hong Kong Monetary Authority (HKMA) and other regulatory requirements.
- Regularly review product risk profiles and propose improvement measures.
Requirements:
Education and Experience:
- Bachelor's degree or higher in finance, economics, business administration, or a related field.
- Minimum 5 years of relevant experience in retail banking, digital banking, or fintech, with prior experience in margin loan or credit product management preferred.
Professional Knowledge and Skills:
- Familiarity with Hong Kong's financial market and regulatory environment, with a solid understanding of margin loan product mechanics and risk management requirements.
- Strong data analysis skills, with the ability to drive decision-making through data.
- Experience with digital banking platforms and tools, with prior experience in digital product development being a plus.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Product Management
Industries: Banking
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