Financial Services Product Development Leader
3 days ago
This role requires a seasoned professional with a deep understanding of the Hong Kong financial market and regulatory environment. The ideal candidate will have experience in product life-cycle management, risk management, compliance review, and customer experience optimization.
Key Responsibilities:
- Lead the design, development, and optimization of margin loan products to ensure they meet market demands and customer expectations.
- Analyze competitor products and market trends to formulate differentiation strategies.
- Collaborate with technology and data teams to drive product digitization and automation processes.
Risk Management and Compliance:
- Develop and implement a risk management framework for margin loan products, including collateral management, loan limit control, and risk pricing.
- Ensure compliance with Hong Kong Monetary Authority (HKMA) and other regulatory requirements.
- Regularly review product risk profiles and propose improvement measures.
Requirements:
Education and Experience:
- Bachelor's degree or higher in finance, economics, business administration, or a related field.
- Minimum 5 years of relevant experience in retail banking, digital banking, or fintech, with prior experience in margin loan or credit product management preferred.
Professional Knowledge and Skills:
- Familiarity with Hong Kong's financial market and regulatory environment, with a solid understanding of margin loan product mechanics and risk management requirements.
- Strong data analysis skills, with the ability to drive decision-making through data.
- Experience with digital banking platforms and tools, with prior experience in digital product development being a plus.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Product Management
Industries: Banking
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