Financial Services Product Development Leader

3 days ago


Hong Kong, Central and Western District, Hong Kong SAR China ZA Full time
Za is hiring a Financial Services Product Development Leader to spearhead the creation and delivery of innovative margin loan products on our digital banking platform in Hong Kong.

This role requires a seasoned professional with a deep understanding of the Hong Kong financial market and regulatory environment. The ideal candidate will have experience in product life-cycle management, risk management, compliance review, and customer experience optimization.

Key Responsibilities:

  • Lead the design, development, and optimization of margin loan products to ensure they meet market demands and customer expectations.
  • Analyze competitor products and market trends to formulate differentiation strategies.
  • Collaborate with technology and data teams to drive product digitization and automation processes.

Risk Management and Compliance:

  • Develop and implement a risk management framework for margin loan products, including collateral management, loan limit control, and risk pricing.
  • Ensure compliance with Hong Kong Monetary Authority (HKMA) and other regulatory requirements.
  • Regularly review product risk profiles and propose improvement measures.

Requirements:

Education and Experience:

  • Bachelor's degree or higher in finance, economics, business administration, or a related field.
  • Minimum 5 years of relevant experience in retail banking, digital banking, or fintech, with prior experience in margin loan or credit product management preferred.

Professional Knowledge and Skills:

  • Familiarity with Hong Kong's financial market and regulatory environment, with a solid understanding of margin loan product mechanics and risk management requirements.
  • Strong data analysis skills, with the ability to drive decision-making through data.
  • Experience with digital banking platforms and tools, with prior experience in digital product development being a plus.

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Product Management

Industries: Banking



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