Digital Banking Product Strategist

2 days ago


Hong Kong, Central and Western District, Hong Kong SAR China ZA Full time
ZA is seeking a highly skilled Digital Banking Product Strategist to lead the development and promotion of margin loan products on our digital banking platform in Hong Kong.

We are looking for an experienced professional to design, develop, and optimize margin loan products that meet market demands and customer expectations.

The ideal candidate will have a solid understanding of the Hong Kong financial market and regulatory environment, with experience in product life-cycle management, risk management, compliance review, and customer experience optimization.

Key Responsibilities:

  • Lead the design, development, and optimization of margin loan products to ensure they meet market demands and customer expectations.
  • Analyze competitor products and market trends to formulate differentiation strategies.
  • Collaborate with technology and data teams to drive product digitization and automation processes.

Risk Management and Compliance:

  • Develop and implement a risk management framework for margin loan products, including collateral management, loan limit control, and risk pricing.
  • Ensure compliance with Hong Kong Monetary Authority (HKMA) and other regulatory requirements.
  • Regularly review product risk profiles and propose improvement measures.

Cross-functional Collaboration:

  • Work closely with risk, compliance, technology, operations, and customer service teams to ensure smooth product launch and operation.
  • Collaborate with the sales team to provide product training and support, ensuring the team fully understands product features and advantages.

Data Analysis and Reporting:

  • Monitor product performance, analyze key metrics (e.g., loan volume, customer growth, default rates), and report regularly to management.
  • Provide data-driven insights to propose improvements.

Requirements:

Education and Experience:

  • Bachelor's degree or higher in finance, economics, business administration, or a related field.
  • Minimum 5 years of relevant experience in retail banking, digital banking, or fintech, with prior experience in margin loan or credit product management preferred.

Professional Knowledge and Skills:

  • Familiarity with Hong Kong's financial market and regulatory environment, with a solid understanding of margin loan product mechanics and risk management requirements.
  • Strong data analysis skills, with the ability to drive decision-making through data.
  • Experience with digital banking platforms and tools, with prior experience in digital product development being a plus.

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Product Management

Industries: Banking



  • Hong Kong, Central and Western District, Hong Kong SAR China First Digital Full time

    At First Digital, we are pioneering the digitalization of assets and redefining the landscape of financial services.We are seeking a highly motivated and results-driven Digital Asset Strategist to drive our growth strategy, forge strategic partnerships, and expand our market presence globally.Develop and execute a strategic growth roadmap to expand First...


  • Hong Kong, Central and Western District, Hong Kong SAR China Nettitude Group Full time

    Job SummaryWe are seeking a detail-oriented Digital Product Strategist to drive the development of data-driven solutions for supply chain risk management. The ideal candidate will be customer-focused, commercially astute, and skilled in both creative and analytical tasks.About UsLRQA is a leading global assurance provider dedicated to creating a safer and...


  • Hong Kong, Central and Western District, Hong Kong SAR China HSBC Full time

    At HSBC, we're committed to helping our clients manage and grow their wealth for generations to come. As a Digital Content Strategist, you'll play a crucial role in shaping the digital experience of our high net worth and ultra-high net worth clients.The successful candidate will lead and implement Digital CIO initiatives, including championing key digital...


  • Hong Kong, Central and Western District, Hong Kong SAR China Agricultural Bank of China Full time

    Business Product Strategist Job DescriptionThe Agricultural Bank of China Hong Kong Branch is seeking a Business Product Strategist to lead the development and promotion of cash management and corporate banking products.Main Responsibilities:Developing business strategies to drive product growth and customer engagement.Conducting market research to identify...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank of China Full time

    Job OverviewThe Bank of China is seeking a Senior Digital Platform Manager to lead the development and management of our online channels. This role will be responsible for collaborating with product managers to explore online sales opportunities, managing product UX/UI design, and developing digital platform strategies based on business needs.Key...


  • Hong Kong, Central and Western District, Hong Kong SAR China Dubai Islamic Bank Full time

    Company OverviewDubai Islamic Bank is a leading Islamic bank in the UAE, committed to providing innovative financial solutions that cater to the needs of individuals and businesses.Job DescriptionWe are seeking an experienced Digital Banking Product Manager to join our team. The successful candidate will be responsible for managing the product lifecycle of...


  • Hong Kong, Central and Western District, Hong Kong SAR China Tatler Asia Full time

    Tatler Asia seeks a visionary Digital Content Strategist to lead the digital content strategy across our website platforms. This role will drive audience growth, engagement, and monetization through innovative content solutions and data-driven strategies.This mid-senior level role requires at least 8-10 years of experience in digital content strategy, with a...


  • Hong Kong, Central and Western District, Hong Kong SAR China PressLogic Full time

    Role OverviewWe are seeking a highly skilled Digital Marketing Strategist to join our team at PressLogic, a leading ad tech company based in Hong Kong. The successful candidate will be responsible for developing and implementing effective digital marketing campaigns to drive business growth.


  • Hong Kong, Central and Western District, Hong Kong SAR China The Bank of East Asia, Limited (BEA) Full time

    Job Description: The Banking Operations Strategist will play a key role in defining and executing operational strategies that align with the bank's overall business objectives. Key responsibilities include participating in task training from project management, coordinating with various user departments and stakeholders, and providing support services on...


  • Hong Kong, Central and Western District, Hong Kong SAR China Pinpoint Asia Full time

    At Pinpoint Asia, we are seeking a skilled Digital Business Strategist to join our team. As a key member of our technology recruitment firm, you will play a critical role in assisting Digital Product Owners in creating and prioritizing backlogs for various digital solutions.ResponsibilitiesClarify business requirements and stakeholder expectations for...


  • Hong Kong, Central and Western District, Hong Kong SAR China Ultima Markets Full time

    Digital Marketing Strategist Role Overview:At Ultima Markets, we are seeking a skilled Digital Marketing Strategist to lead our SEO and GEO strategies. This role will be responsible for enhancing organic visibility and local market penetration through data-driven campaigns.Main Responsibilities:Develop and execute SEO (Search Engine Optimization) and GEO...


  • Hong Kong, Central and Western District, Hong Kong SAR China Standard Chartered Life and Careers Full time

    Standard Chartered is looking for an experienced Banking Portfolio Strategist to join our team. The successful candidate will be responsible for ensuring Bank's RoRWA & RoTE are managed above the given threshold by managing the client, deal & portfolio level RoRWA, recommending assets which can be sold/churned or de-risked (through insurance, FRP).About the...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank of China Full time

    Product Management Responsibilities:We require a highly skilled Product Manager to join our Personal Digital Banking Product Department. Key responsibilities include managing fund/unit trust products, searching for new products, and developing strategies to meet customer demands.You will be responsible for providing advice to senior management on product...


  • Hong Kong, Central and Western District, Hong Kong SAR China PERSOLKELLY Full time

    About the RoleWe are seeking a highly skilled Digital Marketing Strategist to join our global team. The ideal candidate will have extensive experience in performance marketing, with a proven track record of driving campaign success across diverse international markets.In this critical role, you will be responsible for designing and executing comprehensive...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

    Job DescriptionWe are seeking a Digital Experience Strategist to lead the development of innovative solutions that enhance customer journeys and experiences.The ideal candidate will stay up-to-date with the latest FinTech trends and developments, and apply this knowledge to create feasible solutions for our customers.Responsibilities include collecting and...


  • Hong Kong, Central and Western District, Hong Kong SAR China DBS Bank Full time

    DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions.We have a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans.Main Responsibilities:Act as Digital Product Manager to initiate & drive projects with overall online banking...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank of China Full time

    About the RoleThis Digital Product Manager position plays a critical role in driving commercial banking product innovation at Bank of China. The successful candidate will have experience in product management, e-channel development, and/or financial technology industry.We are looking for someone with strong project management skills, proficiency in...


  • Hong Kong, Central and Western District, Hong Kong SAR China Tbwa ChiatDay Inc Full time

    Our company is looking for a Web3 Product Strategist to join our team. As a key member of our product development team, you will play a crucial role in shaping the future of our innovative mining platform.Role OverviewThe Web3 Product Strategist will be responsible for designing and implementing features that enhance our ecosystem, where users stake tokens...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

    About UsBank of China (Hong Kong) Limited is a leading financial institution in Hong Kong, committed to providing innovative banking solutions to our customers.About the JobWe are seeking a highly skilled Product Development Strategist to join our team. As a key member of our product development department, you will be responsible for driving the development...


  • Hong Kong, Central and Western District, Hong Kong SAR China Tatler Asia Full time

    About Tatler AsiaTatler Asia is a renowned luxury lifestyle brand, seeking an experienced digital content strategist to lead our editorial team. This role will focus on elevating our digital presence through innovative content solutions and data-driven strategies.Key ResponsibilitiesDevelop and implement a forward-thinking digital content strategy for Tatler...