Senior Credit Approval Officer

3 days ago


Hong Kong, Hong Kong SAR China Dah Sing Financial Group Full time
About Dah Sing Group
The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.
Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.

Reporting to the Team Head, you will be responsible for approving Unsecured loans products within delegated authority and ensuring loans quality are in compliance with credit policies.

Main Responsibilities:

• Assessing and approving Unsecured loans products within delegated authority
• Ensuring the loans are granted in compliance with Credit Policy and HKMA guidelines
• Providing quality services for the internal customer and accomplishing daily applications within the specified time frame
• Assisting immediate supervisor to handle various tasks and activities
• Acting as a back up to support other products credit approval

To meet the challenge, you should have the following qualifications and attributes:

• Secondary education or attained the HKDSE; Post-Secondary is preferable
• 3 years of experience in Credit Assessment and Loans Approval areas
• Candidate with relevant ECF Certification will be an advantage
• Credit knowledge in Personal Loans and/or Unsecured Loans products
• Analytical mind with good communication skills
• Proficiency in MS Office applications

Please note that only shortlisted candidates will be notified.



  • Hong Kong, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

    Responsibilities: Review and approve the credit proposals of SME & Mid Cap clients within the delegated approval authority Perform risk assessments and provide sound recommendations for corporate credit applications Ensure the credit activities are conducted in accordance with internal polices and regulatory requirements Collaborate with internal...


  • Hong Kong, Hong Kong SAR China Dah Sing Financial Group Full time

    Job Purpose: To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.   Main Responsibilities: Approve credit applications within delegated lending authority Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making...


  • Hong Kong, Hong Kong SAR China Dah Sing Financial Group Full time

    About Dah Sing Group The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China. Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent,...


  • Hong Kong, Hong Kong SAR China DBS Bank (Hong Kong) Limited Full time

    Vice President, Credit Approval, Corporate Banking, Risk Management Group Business Function Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions....


  • Hong Kong, Hong Kong SAR China Gravitas Recruitment Group Full time

    Job Responsibilities: Our client is one of the Largest Commercial Banks in Hong Kong. This role is primarily responsible for credit review and approval and the development and enhancement of associated credit strategies, manuals, and processes. Key responsibilities include: Conducting regular reviews of SME loan applications with delegated approval...


  • Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time

    About Dah Sing Financial GroupWe are a leading financial services group in Hong Kong, offering banking, insurance, and financial services through our extensive network of branches.Our core values include caring, teamwork, and progressiveness. We recognize the unique talents and abilities of each individual and strive to create an environment that fosters...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

    Job Description:As a Senior Credit Risk Specialist at Bank Of China (Hong Kong) Limited, you will play a vital role in evaluating and mitigating credit risk across various industries and regions. Your expertise will enable us to make informed decisions on credit proposals, ensuring the bank's assets are protected while fostering business growth.Key...


  • Hong Kong, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

    Responsibilities: Perform risk assessment on credit proposals submitted by front line, exercise credit judgment and make credit recommendations Conduct the assessment on obligors' internal credit rating Perform pro-active credit monitoring and management on clients as well as portfolio levels Ensure all internal credit policies and procedures are...


  • Hong Kong, Hong Kong SAR China Talent Axis Full time

    Role & responsibilities: Supervise the credit risk and service quality control of the credit approval process. Review credit policies, secured and unsecured lending policy guidelines and procedures. Monitor special credit, high-asset credit control line and loan portfolio monitoring and management. Oversee the non-performing loan portfolio to ensure the...

  • SME credit analyst

    1 week ago


    Hong Kong, Hong Kong SAR China Hays Full time

    Exciting Opportunity: Credit Risk Approver (SME Focus)Your new company A leading bank, known for its robust financial services and commitment to excellence, is seeking a highly skilled Senior Credit Risk Approver with a focus on SME (Small and Medium Enterprises) to join their dynamic team. Your new role Evaluate and approve credit risk assessments for...


  • Hong Kong, Central and Western District, Hong Kong SAR China Gravitas Recruitment Group Full time

    Company Overview:Gravitas Recruitment Group is proud to collaborate with one of the Largest Commercial Banks in Hong Kong. This esteemed institution offers unparalleled opportunities for professional growth and development.Salary:This role comes with an attractive salary package accompanied by a stable bonus track record.Job Description:As a Senior Manager,...


  • Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time

    The Bank of China (Hong Kong) Limited is seeking a highly skilled Credit Risk Manager to join our team. As a key member of our risk management department, you will play a critical role in ensuring the credit quality of our customers.Key Responsibilities:Diligent Risk Assessment: Conduct thorough risk assessments on credit proposals submitted by front-line...


  • Hong Kong, Hong Kong SAR China Dah Sing Financial Group Full time

    About Dah Sing Group The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China. Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent,...


  • Hong Kong, Hong Kong SAR China Fusion Bank Limited Full time

    Job Responsibilities: Research on industry, regional economy, financial products, and develop credit strategies and approval standards. Develop credit policies  and guidelines of large companies based on the overall risk appetite and the characteristics of the Hong Kong market. Develop the templates and models (scorecard) of credit review and approval,...


  • Hong Kong, Central and Western District, Hong Kong SAR China Citi Full time

    Job Description:Credit & Portfolio Risk Management professionals play a crucial role in ensuring the stability and growth of Citi's global portfolio.About the Role:This position involves conducting credit reviews, credit approvals, and monitoring portfolios to identify potential risks. The objective is to manage exposure to clients and counterparties across...


  • Hong Kong, Hong Kong SAR China Fusion Bank Limited Full time

    Job Responsibilities: Research on industry, regional economy, financial products, and develop credit strategies and approval standards. Develop credit policies  and guidelines of large companies based on the overall risk appetite and the characteristics of the Hong Kong market. Develop the templates and models (scorecard) of credit review and approval,...


  • Hong Kong, Central and Western District, Hong Kong SAR China Talent Axis Full time

    Job DescriptionTalent Axis is seeking an experienced Chief Credit Card Authorization and Fraud Risk Specialist to lead the development of a fraud detection framework for cards and applications.About the RoleThis senior-level position will oversee credit card authorization and fraud detection processes, exercising delegated credit approval authority to...


  • Hong Kong, Hong Kong SAR China Hays Full time

    Manager - Credit Management for Unsecured Consumer LendingMajor Responsibilities: Oversee the entire unsecured consumer loan process, from application to approval, drawdown, and post-drawdown monitoring. Actively manage overdue repayments, ensuring timely resolution and adherence to agreed terms. Approve credit for unsecured lending applications. Execute...


  • Hong Kong, Hong Kong SAR China Citi Full time

    At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments or institutions - to help them...


  • Hong Kong, Central and Western District, Hong Kong SAR China Talent Axis Full time

    Company OverviewTalent Axis is a leading company in the retail banking industry, committed to providing exceptional services to our customers.Job DescriptionWe are seeking a highly skilled and experienced Chief Retail Credit Risk Manager to join our team.Key Responsibilities:Supervise and manage the credit risk management function to ensure effective control...