Senior Manager/ Manager, Credit Approval

6 days ago


Hong Kong, Hong Kong SAR China Dah Sing Financial Group Full time

Job Purpose:
To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects.
 
Main Responsibilities:

  • Approve credit applications within delegated lending authority
  • Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making
  • Monitor compliance with credit policies and guidelines
  • Approve credit excesses and irregularities within the delegated lending authority
  • Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan/credit restructuring
  • Assist in formulating and reviewing credit policies and guidelines
  • Take up credit-related projects

Incumbent Requirements:

  • University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline
  • Minimum 8 years’ credit experience in commercial banking
  • Knowledge of commercial banking products including trade finance
  • Knowledge of relevant regulatory requirements
  • Good knowledge in accounting principles and financial statements analysis
  • Good analytical, communication and interpersonal skills
  • Candidate with less experience will be considered as Manager

Please note that only shortlisted candidates will be notified.



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