Financial Services Credit Manager

4 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Financial Group Full time
About Dah Sing Group

The Dah Sing Financial Group is a leading financial services group in Hong Kong offering banking, insurance, and other related services through its extensive network of branches in Hong Kong, Macau, and Mainland China. Our core values include caring, teamwork, and progressiveness. We acknowledge that every individual is unique and has different talents, but we all share the capacity for growth.

Our mission is to foster a culture that inspires pride in achieving something beyond just a job, and creates an environment where employees can be their true and authentic selves, like at home.

Job Purpose:

To review, analyze, and support credit applications; approve credit excesses and irregularities; take up credit-related projects.

Main Responsibilities:
  • Approve credit applications within delegated lending authority.
  • Analyze and review credit applications beyond the delegated authority for higher-level decision making.
  • Monitor compliance with credit policies and guidelines.
  • Approve credit excesses and irregularities within the delegated lending authority.
  • Identify potential problem loan situations and, if necessary, work with relationship managers to take early remedial actions, including loan/credit restructuring.
  • Assist in formulating and reviewing credit policies and guidelines.
  • Take up credit-related projects.
Incumbent Requirements:
  • A university degree or above in Banking, Business Administration, Finance, Economics, Accountancy, or a related discipline.
  • A minimum of 8 years' experience in commercial banking.


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