Assistant / Deputy Credit Risk Manager

3 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time
Job Summary:

As a key member of the Bank of China (Hong Kong) Limited team, the Assistant / Deputy Credit Risk Manager will play a crucial role in ensuring the quality and integrity of our loan portfolio. The successful candidate will be responsible for performing quality checks, formulating and reviewing underwriting standards, and providing recommendations to senior executives on potential problems and risks. Additionally, the role will involve managing and monitoring the loan portfolio, developing and implementing credit strategies, and improving risk management knowledge within the department.

Key Responsibilities:

  • Perform quality checks to ensure loan approvals comply with Bank's credit policies and guidelines.
  • Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
  • Provide recommendations to senior executives on potential problems and risks.
  • Manage and monitor the loan portfolio to ensure asset quality.
  • Develop and implement credit strategies in support of the business.
  • Assist senior executives or product managers in developing credit-related projects, products, and programs.
  • Liaise and communicate with frontline, compliance, and risk management departments to facilitate the credit process workflow.
  • Improve risk management knowledge within the department by providing training and consultancy support.

Requirements:

  • University degree in Business Administration, Finance, Accounting, Economics, or related disciplines.
  • Good credit sense and strong communication and interpersonal skills.
  • Proficiency in both spoken and written English and Chinese, including Putonghua.
  • Good knowledge of Microsoft Office.
  • Good command of both verbal and written English and Chinese.


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