Assistant Credit Risk Manager

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Bank Full time

Job Purpose:

- Support the management of the credit risk cycle, including acquisition, portfolio management, collection strategies, credit systems and management information systems, for all unsecured and secured products offered by the Retail Banking Division of Dah Sing Bank.

Main Responsibilities:

- Formulate, review and on-going fine-tune credit policies and ensure that all policies comply with regulatory guidelines and banking regulations.

- Partner with Business and Operations teams to develop new products and programs by preparing credit analysis for the formulation of credit criteria, participating in the user requirement development and the production check, and monitoring the performance of these products and programs to ascertain risk-reward balance.

- Provide support to the Credit Risk Manager to keep track of portfolio quality and performance.

- Participate in credit initiation and credit management system projects.

- Prepare and analyze credit management information systems timely and accurately for internal and external parties.

Requirements:

- University education, preferably with a major in Statistics, Risk Management, Quantitative Analysis, Finance, Economics, Business Administration or related disciplines.

- 5 years of working experience in credit risk management of retail banking or related areas.

- Proficiency in SAS programming skills is a prerequisite.

- Knowledge of credit cycle management and regulatory requirements is preferred.


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