Assistant Manager Credit Risk

2 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time
Job Summary:

As a key member of the Bank of China (Hong Kong) Limited team, the Assistant / Deputy Credit Risk Manager will play a crucial role in ensuring the quality and integrity of our loan portfolio. The successful candidate will be responsible for performing quality checks to ensure compliance with our credit policies and guidelines, formulating and reviewing underwriting standards, and providing recommendations to senior executives on potential problems and risks. Additionally, the role will involve managing and monitoring the loan portfolio to ensure asset quality, assisting in the development and implementation of credit strategies, and liaising with various departments to facilitate the credit process workflow.

Key Responsibilities:
  • Perform quality checks to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
  • Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
  • Provide recommendations to senior executives for any potential problems & risks adhere to existing operation work flow and policies.
  • Assist in developing and implementing credit strategies in support of the business.
  • Manage and monitor the loan portfolio to ensure asset quality.
  • Assist senior executives or product managers to develop credit-related projects, products, programs, as well as other administration issues.
  • Liaise and communicate with frontline, compliance units, and risk management departments to facilitate the credit process workflow related to approval and compliance issues.
  • Improve risk management knowledge within the department by providing training and consultancy support.

Requirements:
  • University degree with a major in Business Administration, Finance, Accounting, Economics, or related disciplines.
  • Good credit sense/credit judgment with strong communication and interpersonal skills.
  • Proficiency in both spoken and written English and Chinese, including Putonghua.
  • Good knowledge of Microsoft Office.
  • Good command of both verbal and written English and Chinese.


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