Credit Risk Manager

6 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Job Gallery Consultancy Limited Full time
Job Title: Credit Controller, Credit Administration

Job Gallery Consultancy Limited is seeking a highly skilled Credit Controller to join our team. As a Credit Controller, you will be responsible for ensuring the effective management of credit risk across our portfolio.

Key Responsibilities:
  • Margin and Limit Excess Management: Daily monitoring and management of margin and limit excess to ensure compliance with regulatory requirements.
  • Collaboration with Relationship Managers: Working closely with Relationship Managers to identify and address credit risk issues, and to develop strategies to mitigate potential losses.
  • Credit Risk Analysis: Performing thorough credit risk analysis to identify potential risks and opportunities, and to provide recommendations for credit limit adjustments.
  • Portfolio Analysis and Stress Testing: Conducting regular portfolio analysis and stress testing to identify potential credit risk issues and to develop strategies to mitigate potential losses.
  • Compliance and Regulatory Requirements: Ensuring compliance with external and internal regulatory requirements, including the Bank's policies, operating procedures, and controls.
Requirements:
  • Experience: At least 5 years of relevant hands-on experience in credit control and monitoring, preferably in Private Banking.
  • Regulatory Knowledge: Well-versed in regulatory requirements and practice in the banking industry.
  • Technical Skills: Proficient in Microsoft Excel and other relevant software.
  • Communication Skills: Excellent communication and inter-personal skills, with the ability to interact effectively with Front Office Business.
  • Language Skills: Fluency in written and spoken English and Chinese (Cantonese and Mandarin).

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