Credit Risk Management Specialist

3 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Bank Full time

Job Overview:

Dah Sing Bank is seeking a skilled Credit Risk Management Specialist to support the management of the credit risk cycle, including acquisition, portfolio management, collection strategies, credit systems, and MIS, for all unsecured and secured products offered by the Retail Banking Division.

Main Responsibilities:

  • Formulate, review, and fine-tune credit policies to ensure compliance with regulatory guidelines.
  • Partner with Business & Operations to develop new products and programs by preparing credit analysis for the formulation of credit criteria, participating in user requirement development, and monitoring the performance of these products and programs to ascertain risk-reward balance.
  • Provide support to the Credit Risk Manager to track portfolio quality and performance.
  • Participate in credit initiation and credit management system projects.
  • Prepare and analyze credit MIS timely and accurately for internal and external parties.

Requirements:

  • University education, preferably with a major in Statistics, Risk Management, Quantitative Analysis, Finance, Economics, Business Administration, or related disciplines.
  • 5 years of working experience in credit risk management of retail banking or related areas.
  • Proficiency in SAS programming skills is a prerequisite.
  • Knowledge of credit cycle management and regulatory requirements is preferred.
  • Candidates with less experience may be offered as a Credit Risk Officer.

About Dah Sing Bank:

Dah Sing Bank is a leading financial institution in Hong Kong, providing a wide range of banking services to individuals and businesses.



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