Credit Risk Specialist

3 weeks ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank Of China (Hong Kong) Limited Full time
Job Title: Credit Risk Manager

Join Bank of China (Hong Kong) Limited as a Credit Risk Manager and take on a challenging role in our Corporate Lending team. As a key member of our risk management team, you will be responsible for identifying and mitigating credit risks associated with corporate borrowers.

Key Responsibilities:
  • Identify and Assess Credit Risks: Gather and analyze market information to identify potential credit risks associated with corporate borrowers.
  • Develop Risk Mitigation Strategies: Collaborate with frontline units and the Risk Management Department to develop and implement effective risk mitigation strategies.
  • Conduct Thematic Reviews: Participate in thematic reviews of corporate borrowers in response to emerging credit events or changes in the external economic environment.
  • Ensure Compliance: Conduct sample checks on loan usage and irregularities to ensure compliance with the Bank's requirements and approved credit conditions.
  • Reporting and Analysis: Prepare reports on corporate borrowers and asset quality for senior management, frontline units, and relevant departments.
Requirements:
  • Education: Degree or above in Business Administration, Economics, Finance, Accounting, Law, or a related discipline. CFA, CPA, PRMIA-PRM, FRM, or related qualifications are preferred.
  • Experience: At least 3 years of working experience in corporate lending, credit risk management, credit approval/monitoring, portfolio analysis in the banking sector.
  • Skills: Self-initiated, good analytical and negotiation skills, and ability to perform multiple tasks within a tight schedule. Proficient in MS Word, Excel, PowerPoint, and Bloomberg.


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