Credit Control Specialist

1 week ago


Hong Kong, Central and Western District, Hong Kong SAR China Fubon Bank Full time

Position Overview

Credit Control Specialist / Accounts Management Officer / Senior Credit Risk Supervisor

As a key member of Fubon Bank, the Credit Control Specialist will play a crucial role in the Retail Credit Approval & Administration team.

Key Responsibilities:

  • Engage in the creation, execution, validation, and enhancement of credit risk analytical tools tailored for Retail Banking Group (RBG). This includes the development of IFRS 9 Expected Credit Loss (ECL) models and internal credit scoring systems aimed at risk assessment, internal risk governance, and adherence to regulatory standards.
  • Conduct proactive outreach to clients with overdue or exceeding credit limits to facilitate payment collection.
  • Manage collection cases escalated from the Call Centre.
  • Address and follow up on complex or disputed cases effectively.
  • Compile and present daily and monthly Management Information System (MIS) reports.
  • Participate in User Acceptance Testing (UAT) and contribute to various ad hoc projects as directed by the team leader.

Qualifications:

  • Completion of secondary education or higher.
  • A minimum of 4 years of relevant professional experience.
  • Comprehensive understanding of the Bank's policies, procedures, and applicable regulatory requirements.
  • Proficient communication skills in both English and Mandarin.
  • Competent in PC applications.
  • Typing proficiency in both English and Chinese.


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