Product Innovation Director for Banking Solutions
5 days ago
We are seeking a seasoned professional to spearhead the development and implementation of innovative banking solutions for Small Medium Enterprises (SME) and Corporate clients.
Main Responsibilities:- Bolster product development by leading cross-functional teams to design, implement, and enhance banking products that drive growth, improve customer experience, and stay competitive in the market.
- Oversee business process re-engineering, pricing strategy, system integration, and onboarding for customers, ensuring compliance with internal policies and regulatory requirements.
- Execute product launches according to established guidelines, including risk assessments, documentation of business requirements, and coordination with stakeholders.
- Maintain competitiveness and profitability through market trend analysis, product enhancements, and collaboration with internal parties to achieve key performance indicators (KPIs).
- Analyze business outcomes, derive insights from marketing campaigns, and conduct user acceptance tests to inform product improvements.
- Ensure alignment with company risk levels, compliance standards, and regulatory requirements while fostering effective stakeholder relationships.
- Bachelor's degree in Business, Commerce, Finance, Banking, Information Systems, or a related field.
- Minimum 10+ years of hands-on experience in business product solution design and implementation, with at least 8 years in banking/financial industries.
- Familiarity with market trends, needs, and pain points of SME and Corporate clients in transactional banking, including Cash Management, Payment and Remittance, FX, and Deposits.
- Solid understanding of E-banking journeys and functions (mobile/Internet Banking) and banking systems, including Core Banking, Anti-fraud, and AML systems.
- Able to analyze customer behavior using data and possess strong project management and stakeholder management skills.
- Familiarity with Hong Kong's regulatory requirements on banking practice and general e-banking security/risk control.
- Excellent communication and interpersonal skills, proficiency in written and spoken Chinese (including Mandarin) and English.
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