Senior Credit Manager

7 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Citi Full time
About Citi

Citi, a global financial institution, offers a diverse range of financial services and products to individuals, corporations, governments, and institutions. With over 200 years of experience, we leverage our unparalleled global network to provide innovative solutions.


Job Overview

This role is part of the Credit Initiation team within Citi Global Wealth (CGW). As a Senior Credit Manager - Secured Lending, you will be responsible for managing day-to-day operational works related to secured lending products, including new applications, credit line changes, annual renewals, and account credit maintenance requests.


Key Responsibilities
  • Manage and optimize risk-reward outcomes for secured lending products, ensuring compliance with credit policies, operating procedures, and local regulatory requirements.
  • Collaborate with various stakeholders to drive business initiatives, enhance application processing and approval, and improve post-approval processes.
  • Provide training and individual development guidance to staff, manage staff performance, make compensation decisions, and oversee staff career development.
  • Perform credit analysis during credit assessments and exercise sound judgment in evaluating secured lending product applications and account maintenance requests.

Requirements
  • A minimum of 5-8 years of experience in a related role, with intermediate to senior-level experience in people management preferred.
  • Demonstrated ability to resolve issues utilizing in-depth disciplinary knowledge of concepts and procedures.
  • Excellent written and verbal communication skills.
  • Bachelor's degree or equivalent experience.

Benefits

Citi offers a comprehensive compensation package, including a competitive salary range ($120,000 - $180,000 per annum) based on location and experience. Additionally, you can expect access to an array of learning and development resources, generous paid time off packages, and opportunities to volunteer in your community.


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