Senior Manager, Credit Lead
4 days ago
Dah Sing Bank is seeking a highly experienced Senior Manager, Credit to lead our credit team. As a key member of our management team, you will be responsible for reviewing and approving credit applications, analyzing financial data, and identifying potential problem loan situations.
Key Responsibilities- Review and approve credit applications within delegated lending authority
- Analyze and review credit applications beyond delegated authority for higher-level decision-making
- Monitor compliance with credit policies and guidelines
- Approve credit excesses and irregularities within delegated lending authority
- Identify potential problem loan situations and work with relationship managers to take early remedial actions, including loan/credit restructuring
- Assist in formulating and reviewing credit policies and guidelines
- Take up credit-related projects
- University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy, or related discipline
- Minimum 8 years' credit experience in commercial banking
- Knowledge of commercial banking products, including trade finance
- Knowledge of relevant regulatory requirements
- Good knowledge of accounting principles and financial statements analysis
- Good analytical, communication, and interpersonal skills
Dah Sing Bank is a leading financial institution in Hong Kong, providing a wide range of banking services to individuals, corporations, and institutions. We are committed to delivering excellent customer service and building long-term relationships with our clients.
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