Senior Credit Risk Manager

3 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Dah Sing Bank Full time
About the Role

At Dah Sing Bank, we are seeking a highly skilled Senior Credit Risk Manager to join our team. In this role, you will be responsible for conducting reviews on credit applications of consumer lending products with full compliance to all regulatory requirements.

This is a critical function that requires strong analytical and communication skills. You will work closely with various stakeholders to ensure that credit decisions are made in accordance with our bank's policies and procedures.

Main Responsibilities
  • Perform credit approval for credit applications / requests for credit limit adjustment
  • Handle all credit related enquiries
  • Conduct credit related trainings for credit officers / junior new comers
  • Perform TU opt-out requests and system related user acceptance tests
  • Review regular control reports
Requirements

To be successful in this role, you will need:

  • Tertiary education or above
  • Minimum 3 years of working experience in credit approval on unsecured products
  • Good knowledge in the principles, industry practices and retail credit approval on credit card products
  • Good knowledge in regulatory requirements introduced by various regulators
Salary and Benefits

The estimated salary range for this position is HKD 60,000 - HKD 80,000 per month, depending on experience. Additionally, you can expect a comprehensive benefits package, including medical insurance, retirement plan, and generous leave entitlements.



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