Senior Credit Risk Analyst

2 months ago


Hong Kong, Central and Western District, Hong Kong SAR China Global Payments Asia Pacific Processing Company Limited Full time

At Global Payments Asia Pacific Processing Company Limited, we're driven by our passion for success and our commitment to delivering best-in-class payment technology and software solutions. As a Senior Credit Risk Analyst, you'll play a critical role in helping us achieve our goals.

Key Responsibilities:

  • Conduct thorough credit assessments and approvals of credit applications from merchants ranging from small to medium-sized enterprises to global multinational names.
  • Prepare comprehensive credit reports on regional deals/accounts beyond individual approval authority for Regional Management's review and approval.
  • Manage credit re-assessments on accounts with conditions of approval upon onboarding to ensure no breach of covenants and implement necessary risk-mitigating actions.
  • Collaborate with Merchants, Sales, and Risk Teams for investigation and follow-up actions on a daily basis.
  • Regularly review and monitor portfolio quality, making recommendations on rating and collateral actions to improve portfolio quality.
  • Make recommendations to the Credit Manager for risk-mitigating actions.
  • Prepare regular Management Reports.
  • Assist in system enhancement changes.
  • Provide support and coaching to less experienced Credit Analysts.
  • Partner with the Sales Team to drive business results and promote consistent execution between various groups.

Requirements:

  • University degree holder in Business Administration, Commerce, Finance, Accountancy, or related disciplines.
  • 3-4 years of solid working experience in credit underwriting and portfolio risk management.
  • Strong database and portfolio management skills.
  • Excellent interpersonal and communication skills.
  • Excellent organization and prioritization skills, strong analytical and detail-oriented.
  • Able to work under pressure and determined to meet tight deadlines.
  • Proficient in reading and writing in English and Chinese (Mandarin).
  • Excellent Excel skills and well-versed in other MS Office applications like Word, Access, and PowerPoint.


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