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Senior Credit Analyst
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China Everbright Bank Hong Kong Branch is seeking a highly skilled and experienced Vice President, Credit Analyst to join our team.
Job Responsibilities:- Conduct thorough credit analysis and prepare comprehensive credit proposal write-ups for corporate clients, banks, and non-bank financial institutions.
- Collaborate closely with Relationship Managers to manage credit risk and ensure effective credit management.
- Liaise with the Credit and Operations Department to facilitate loan drawdowns and ensure smooth credit operations.
- Develop and implement credit strategies, policies, and procedures to support business growth.
- Prepare and review credit documentation and related security documents for corporate and commercial accounts.
- Handle customer inquiries efficiently and effectively, ensuring timely and thorough follow-up.
- Perform ad hoc tasks and projects as assigned by the Department Head.
- Degree holder in Business, Finance, Economics, or related disciplines.
- Minimum 8 years of relevant experience in reputable banks.
- Strong credit sense and financial analysis skills.
- Analytical, detail-oriented, and strong numerical and business acumen.
- Excellent communication and interpersonal skills.
- Able to work independently and as part of a team.
- Proficient in written and spoken English and Chinese (including Mandarin).