Senior Credit Management Expert

1 week ago


Hong Kong, Central and Western District, Hong Kong SAR China Hang Seng Bank Limited Full time
About Hang Seng Bank Limited

We are a leading bank in Hong Kong, committed to service excellence and providing best-in-class products and services to our customers.

Job Title: Senior Credit ManagerJob Summary:

We are seeking a high-calibre professional to join our Private Banking business as a Senior Credit Manager. As a key member of our team, you will be responsible for building close relationships with our high-net-worth customers, providing professional advice and premium service to them, and contributing to the profitability of the Bank.

Key Responsibilities:
  • Ensure that HASE operates within the agreed risk appetite and uphold credit control and timely escalation for material cases/issues.
  • Work with Front Office and clients on underwriting opportunities.
  • Review and approve/concur credit proposals in Private Banking.
  • Formulate and review credit guidelines and policies on regular/ad hoc basis to cope with business needs, credit appetite, and regulatory changes.
  • Support the rollout of industry/bank-wide projects to ensure compliance with the latest regulatory environment.
  • Oversee the loan portfolio performance and implement robust credit monitoring and control measures.
  • Develop periodic/ad hoc reporting and portfolio analysis for internal departments and external parties.
  • Conduct regular review on work processes and service levels and initiate change to enhance client experience, increase operational efficiencies, and streamline.
  • Keep abreast on market development and competitor moves and propose new ideas to ensure market competitiveness.
Requirements:
  • University degree in a related discipline or other relevant qualifications.
  • Minimum 8 years' banking experience with knowledge in credit advisory, control/monitoring, and operations an advantage.
  • Strong business sense and credit skills.
  • Good analytical, problem-solving, communication, and interpersonal skills.
  • Attentiveness to details and ability to work independently and under pressure.
  • Proficiency in both English and Chinese, with good knowledge of application software such as MS Excel and PowerPoint.
  • Great sense of ownership and servicing mindset to ensure efficient and effective deliverables.
Estimated Salary:

RMB 1,200,000 - RMB 1,800,000 per annum, depending on experience and qualifications.



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