Business Development Credit Specialist

4 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Bank of Communications (Hong Kong) Limited Full time
Job Summary
A key member of our lending team, you will be responsible for assessing creditworthiness of retail and personal lending applications. Your expertise in risk analysis and mitigation will enable us to make informed decisions and grow our business.

About the Role
As a Business Development Credit Specialist at Bank of Communications (Hong Kong) Limited, you will work closely with our sales teams to identify potential customers and develop tailored credit solutions. You will be responsible for conducting thorough credit assessments, analyzing risks, and making recommendations to approve or decline loan applications.

Key Responsibilities
  • Conduct credit assessments on retail and personal lending applications.
  • Analyze risks and risk mitigation strategies for each application.
  • Develop and maintain knowledge of personal lending principles, credit products, regulatory requirements, and market practices.
  • Collaborate with cross-functional teams to ensure seamless loan processing and customer satisfaction.

Requirements
  • Degree holder or above in Business Administration, Finance, Accounting, Economics, or related disciplines.
  • Minimum 5 years' relevant experience in banking, with 3 years' experience in credit approval preferred.
  • Sound knowledge of personal lending principles, credit products, regulatory requirements, and market practices.
  • Strong analytical, communication, and time management skills.

Candidates with less experience may be considered for the Deputy Manager position. We are committed to developing our staff and providing opportunities for growth and advancement.

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