Credit Risk Specialist

5 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Robert Walters Hong Kong Full time
Job Description

We are seeking a skilled Credit Risk Approver to join our team at Robert Walters Hong Kong.

Job Summary:

The successful candidate will be responsible for reviewing and assessing credit applications from clients, analysing financial statements, credit histories, and market conditions.

Main Responsibilities:

  • Conduct thorough due diligence to evaluate the creditworthiness of clients and identify potential risks.
  • Prepare detailed credit risk assessments and present findings to senior management and credit committees.
  • Collaborate with relationship managers to understand client needs and advise on credit solutions.
  • Monitor existing credit exposures and ensure compliance with approved credit limits and terms.
  • Stay informed on industry trends, regulatory changes, and developments in credit risk management.
  • Participate in the formulation and implementation of credit policies and procedures compliant with regulatory standards.

Requirements:

  • Bachelor's degree in Finance, Economics, Business Administration, or a related field; a Master's degree or professional certification (e.g., CFA, FRM) is an advantage.
  • Minimum of 8-10 years' experience in credit risk assessment or a related field within a corporate banking environment.
  • Product knowledge on syndicate/bilateral loan, trade finance.
  • Strong analytical skills with the ability to interpret complex financial data and market trends.
  • Excellent communication skills in Cantonese, Mandarin, and English, capable of presenting findings clearly and effectively.
  • Solid track record in writing credit risk assessment and credit proposal drafting.
  • Proficient in credit risk assessment tools and software.
  • Strong attention to detail and ability to work independently under pressure.


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