Credit Risk Specialist
5 days ago
We are seeking a skilled Credit Risk Approver to join our team at Robert Walters Hong Kong.
Job Summary:
The successful candidate will be responsible for reviewing and assessing credit applications from clients, analysing financial statements, credit histories, and market conditions.
Main Responsibilities:
- Conduct thorough due diligence to evaluate the creditworthiness of clients and identify potential risks.
- Prepare detailed credit risk assessments and present findings to senior management and credit committees.
- Collaborate with relationship managers to understand client needs and advise on credit solutions.
- Monitor existing credit exposures and ensure compliance with approved credit limits and terms.
- Stay informed on industry trends, regulatory changes, and developments in credit risk management.
- Participate in the formulation and implementation of credit policies and procedures compliant with regulatory standards.
Requirements:
- Bachelor's degree in Finance, Economics, Business Administration, or a related field; a Master's degree or professional certification (e.g., CFA, FRM) is an advantage.
- Minimum of 8-10 years' experience in credit risk assessment or a related field within a corporate banking environment.
- Product knowledge on syndicate/bilateral loan, trade finance.
- Strong analytical skills with the ability to interpret complex financial data and market trends.
- Excellent communication skills in Cantonese, Mandarin, and English, capable of presenting findings clearly and effectively.
- Solid track record in writing credit risk assessment and credit proposal drafting.
- Proficient in credit risk assessment tools and software.
- Strong attention to detail and ability to work independently under pressure.
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