Credit Risk Specialist

4 days ago


Hong Kong, Central and Western District, Hong Kong SAR China Citi Full time

Citi is a global bank that connects millions of people across hundreds of cities and countries every day.

Our clients include consumers, corporations, governments, and institutions from around the world.

We provide a wide range of financial services and products to help our clients meet their biggest opportunities and face the world's toughest challenges.

About This Role

The Credit Portfolio Intermediate Analyst plays a critical role in managing Citi's credit risk strategy and management in retail lending business.

  • Reporting to the Unsecured Lending Risk Manager, this position is responsible for monitoring and managing unsecured lending credit cycle.
  • Preparing regular MIS / reports for unsecured lending portfolios monitoring and for management's awareness.
  • Automating routine MIS for better efficiency and EUC elimination.
  • Preparing and presenting ad hoc MIS on lending business trend highlights and key initiatives.

This role requires a high level of numeracy, good communication, interpersonal skills, and leadership potential.

Sound knowledge in SAS programming, data mining, and MS Office applications is a must. Experience with Tableau, TRIAD, or Credit Decision Engine is an advantage.

About You

You will be a strong analytical thinker with excellent problem-solving skills and the ability to motivate others with leadership potential.

With a minimum of 4-7 years of portfolio risk management experience in Cards and Unsecured Lending Products, you will have a deep understanding of the industry and its complexities.

You will be a natural communicator with excellent written and verbal skills, able to articulate complex ideas in a clear and concise manner.

What We Offer

Citi offers a comprehensive benefits package that includes:

  • Flexible work arrangements to support work-life balance.
  • A wide range of training and development opportunities to enhance your skills and career prospects.
  • A diverse and inclusive workplace culture that values diversity and promotes equality.
  • A generous paid time off package to recharge and refocus.

We are committed to creating a workplace that is accessible and inclusive for everyone.

If you are passionate about working in a dynamic and fast-paced environment, we encourage you to apply for this exciting opportunity.



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